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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,375 | $183,627-21.9% | $155,602-7.9% | $145,978-1.8% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 10.78% | 61.32%-50.5pp | 64.81%-54.0pp | 550.52%-539.7pp |
| Employer contribution / active EE | $2,674 | $5,316-49.7% | $4,675-42.8% | $4,662-42.7% |
| Participant deferral / active EE | $7,544 | $6,466+16.7% | $5,629+34.0% | $6,690+12.8% |
| Admin fee / account holder | $1,912 | $19,327-90.1% | $15,923-88.0% | $13,400-85.7% |