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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,995 | $175,231-33.2% | $149,696-21.8% | $139,466-16.1% |
| Participation rate | 58.3% | 83.4%-25.1pp | 78.8%-20.4pp | 80.3%-22.0pp |
| Annual return | 12.56% | 166.77%-154.2pp | 134.46%-121.9pp | 373.66%-361.1pp |
| Employer contribution / active EE | $2,044 | $5,478-62.7% | $4,821-57.6% | $4,754-57.0% |
| Participant deferral / active EE | $5,971 | $6,521-8.4% | $5,682+5.1% | $6,712-11.0% |
| Admin fee / account holder | $3,793 | $16,155-76.5% | $13,212-71.3% | $11,409-66.8% |