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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,955 | $167,362-34.3% | $143,799-23.5% | $134,532-18.3% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -8.52% | 0.47%-9.0pp | -0.04%-8.5pp | 418.27%-426.8pp |
| Employer contribution / active EE | $2,204 | $5,620-60.8% | $4,952-55.5% | $4,741-53.5% |
| Participant deferral / active EE | $6,470 | $6,447+0.3% | $5,638+14.7% | $6,401+1.1% |
| Admin fee / account holder | $4,082 | $18,094-77.4% | $14,677-72.2% | $11,429-64.3% |