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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,637 | $65,575+21.4% | $86,209-7.6% | $75,181+5.9% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 23.21% | 46.07%-22.9pp | 1169.05%-1145.8pp | 160.69%-137.5pp |
| Employer contribution / active EE | $9,281 | $1,553+497.5% | $2,381+289.7% | $2,671+247.5% |
| Participant deferral / active EE | $5,122 | $3,023+69.4% | $3,986+28.5% | $4,126+24.2% |
| Admin fee / account holder | $467 | $5,470-91.5% | $6,853-93.2% | $5,650-91.7% |