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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,661 | $59,813+23.2% | $79,580-7.4% | $68,486+7.6% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.5%+30.5pp | 67.9%+32.1pp |
| Annual return | -22.06% | -12.30%-9.8pp | 0.15%-22.2pp | -7.85%-14.2pp |
| Employer contribution / active EE | $2,489 | $1,505+65.4% | $2,413+3.1% | $2,597-4.1% |
| Participant deferral / active EE | $5,367 | $3,024+77.5% | $3,985+34.7% | $4,028+33.3% |
| Admin fee / account holder | $1,745 | $4,835-63.9% | $6,835-74.5% | $5,404-67.7% |