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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,571 | $65,027+45.4% | $90,970+4.0% | $79,852+18.4% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 25.44% | 30.45%-5.0pp | 134.58%-109.1pp | 31.72%-6.3pp |
| Employer contribution / active EE | $7,163 | $1,247+474.3% | $2,122+237.5% | $2,471+189.9% |
| Participant deferral / active EE | $7,628 | $2,512+203.7% | $3,373+126.1% | $3,740+103.9% |
| Admin fee / account holder | $847 | $4,535-81.3% | $5,960-85.8% | $5,306-84.0% |