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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,980 | $56,063+83.7% | $76,051+35.4% | $80,911+27.3% |
| Participation rate | 60.0% | 62.0%-2.0pp | 69.1%-9.1pp | 67.6%-7.6pp |
| Annual return | 10.64% | 20.54%-9.9pp | 360.42%-349.8pp | 35.63%-25.0pp |
| Employer contribution / active EE | $2,351 | $1,874+25.5% | $2,690-12.6% | $2,756-14.7% |
| Participant deferral / active EE | $4,895 | $3,052+60.4% | $4,257+15.0% | $4,297+13.9% |
| Admin fee / account holder | $24,993 | $5,240+377.0% | $6,416+289.5% | $6,935+260.4% |