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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,211 | $82,314+29.0% | $68,808+54.4% | $134,532-21.1% |
| Participation rate | 55.0% | 75.1%-20.1pp | 69.0%-14.0pp | 81.2%-26.2pp |
| Annual return | -16.64% | -2.18%-14.5pp | -6.37%-10.3pp | 418.27%-434.9pp |
| Employer contribution / active EE | $3,248 | $3,301-1.6% | $2,656+22.3% | $4,741-31.5% |
| Participant deferral / active EE | $6,359 | $4,740+34.2% | $3,942+61.3% | $6,401-0.7% |
| Admin fee / account holder | $633 | $6,484-90.2% | $4,936-87.2% | $11,429-94.5% |