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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,653 | $102,638-11.7% | $81,991+10.6% | $158,966-43.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | -5.63% | 61.05%-66.7pp | 41.31%-46.9pp | 302.95%-308.6pp |
| Employer contribution / active EE | $3,923 | $3,241+21.1% | $2,498+57.0% | $4,762-17.6% |
| Participant deferral / active EE | $8,564 | $4,649+84.2% | $3,722+130.1% | $5,983+43.1% |
| Admin fee / account holder | $650 | $8,237-92.1% | $5,665-88.5% | $11,250-94.2% |