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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,031 | $110,410-44.7% | $102,437-40.4% | $145,897-58.2% |
| Participation rate | 79.2% | 77.9%+1.2pp | 74.5%+4.7pp | 80.3%-1.1pp |
| Annual return | 10.08% | 24.85%-14.8pp | 24.95%-14.9pp | 552.29%-542.2pp |
| Employer contribution / active EE | $2,125 | $4,217-49.6% | $3,871-45.1% | $4,663-54.4% |
| Participant deferral / active EE | $4,297 | $5,622-23.6% | $5,060-15.1% | $6,689-35.8% |
| Admin fee / account holder | $6,958 | $9,745-28.6% | $8,388-17.0% | $13,390-48.0% |