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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,374 | $115,810-44.4% | $101,271-36.4% | $158,966-59.5% |
| Participation rate | 86.4% | 79.4%+7.0pp | 75.8%+10.6pp | 82.0%+4.4pp |
| Annual return | 14.33% | 56.15%-41.8pp | 46.48%-32.2pp | 302.95%-288.6pp |
| Employer contribution / active EE | $1,782 | $4,175-57.3% | $3,660-51.3% | $4,762-62.6% |
| Participant deferral / active EE | $4,369 | $4,958-11.9% | $4,3710% | $5,983-27.0% |
| Admin fee / account holder | $2,225 | $7,248-69.3% | $5,948-62.6% | $11,250-80.2% |