Filings through .
2 of 18 flags tripped on the 2025 filing.
Failed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Possible retail share class: $2.5M
Mutual funds in a class the filing names that is often retail or revenue sharing. Confirm before you raise it.
How this plan compares with plans of the same size, type and industry, and how it moved year over year.
Each metric ranked against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro shows the percentile for each metric against plans of the same size and industry. Free for 7 days, then $49 a month.
Showing the 2025 filing, 1 of 3 years on record. Charts need 3 years.
2 more years of history are on Pro. Pro shows up to ten years of filings for this plan, year over year. Free for 7 days, then $49 a month.
$20K in admin expenses, $84 per participant (all participants, line 6f).
The funds on the plan's investment schedule and what changed since the prior filing.
13 funds of $250K or more; 19 lines in all, holding $10.9M of the plan's $11.1M. Recordkeeper: Empower.
Target-date series: T. Rowe Price Retirement Blend, collective trust, 59% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| T. Rowe Price Retirement Blend T. Rowe Price · Collective trust Target-date, 13 vintages | $6.4M | 58.7% |
| Empower S&P 500 Index Separate Account Empower · Separate account IndexRecordkeeper's own fund | $1.3M | 11.6% |
| NT Collective S&P 400 Index DC NL CT Northern Trust · Collective trust Index | $610K | 5.6% |
| NT Collective Russell 2000 Indx DC NL CT Northern Trust · Collective trust Index | $409K | 3.8% |
| Washington Mutual Investors Fund R-6 Capital Group · Mutual fund Possible retail class A | $371K | 3.4% |
| Northern Collective ACWI ex US IMI DC NL CT N/R Northern Trust · Collective trust | $367K | 3.4% |
| Large Cap Growth / Jennison Fund Prudential (PGIM) · Separate account | $316K | 2.9% |
| American Balanced Fund Class R-6 Capital Group · Mutual fund Possible retail class A | $261K | 2.4% |
| MFS International Equity CIT Class CT MFS (Sun Life) · Collective trust | $246K | 2.3% |
| EI Fixed Account - Series Class III Manager not matched · Insurance contract | $157K | 1.4% |
Added 1 fund, likely replaced 3 funds. Moved to another target-date series.
| Fund | Year-end value |
|---|---|
| Target-date switchFidelity Freedom Blend 2055 Trust to T. Rowe Price Retirement Blend 2055 Trust | $4.7M to $6.4M |
| ReplacedHighVanguard Institutional Index Fund Institutional Plus Shares to Empower S&P 500 Index Separate Account | $1.0M to $1.3M |
| ReplacedHighVanguard Mid-Cap Index Fund Institutional Shares to NT Collective S&P 400 Index DC NL CT | $476K to $610K |
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings, not money moved.
9 more lines and 2 more changes in this lineup are on Pro. Pro shows every fund in this plan's lineup and every change since the prior filing. Free for 7 days, then $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
Who is paid to serve the plan, who audits it, and who signs the filing.
Top 3 by compensation.
| Provider | Compensation |
|---|---|
ACEC RETIREMENT TRUST2 years Service code 99 1510 WOODSTOCK RD · ROSWELL, GA 30075-2132 Other Fees | $15,430 |
EMPOWER ADVISORY GROUP, LLC2 years Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Investment Management | $1,695 |
EMPOWER ADVISORY GROUP, LLC2 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $1,280 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
5 feature codes on the 2025 filing.
3 contacts
3 filings · 2023 to 2025