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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,929 | $162,136-39.0% | $152,301-35.0% | $154,746-36.1% |
| Participation rate | 40.0% | 84.1%-44.1pp | 82.4%-42.4pp | 80.7%-40.7pp |
| Annual return | 16.83% | 91.02%-74.2pp | 80.50%-63.7pp | 172.34%-155.5pp |
| Employer contribution / active EE | $1,146 | $4,890-76.6% | $4,624-75.2% | $4,379-73.8% |
| Participant deferral / active EE | $5,202 | $8,341-37.6% | $8,004-35.0% | $6,730-22.7% |
| Admin fee / account holder | $966 | $15,759-93.9% | $14,398-93.3% | $14,365-93.3% |