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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,097 | $159,978-55.6% | $147,041-51.6% | $145,978-51.3% |
| Participation rate | 40.0% | 84.0%-44.0pp | 82.2%-42.2pp | 80.3%-40.3pp |
| Annual return | 29.26% | 98.36%-69.1pp | 419.21%-389.9pp | 550.52%-521.3pp |
| Employer contribution / active EE | $1,454 | $5,288-72.5% | $4,935-70.5% | $4,662-68.8% |
| Participant deferral / active EE | $6,347 | $8,429-24.7% | $8,071-21.4% | $6,690-5.1% |
| Admin fee / account holder | $736 | $15,053-95.1% | $13,006-94.3% | $13,400-94.5% |