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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,913 | $148,623-73.1% | $135,974-70.6% | $139,466-71.4% |
| Participation rate | 40.0% | 83.9%-43.9pp | 81.9%-41.9pp | 80.3%-40.3pp |
| Annual return | 558.05% | 79.30%+478.8pp | 68.30%+489.7pp | 373.66%+184.4pp |
| Employer contribution / active EE | $1,273 | $5,246-75.7% | $4,859-73.8% | $4,754-73.2% |
| Participant deferral / active EE | $5,648 | $8,103-30.3% | $7,760-27.2% | $6,712-15.9% |
| Admin fee / account holder | $435 | $12,406-96.5% | $10,767-96.0% | $11,409-96.2% |