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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,690 | $150,412-40.4% | $120,574-25.6% | $145,884-38.5% |
| Participation rate | 80.0% | 78.8%+1.2pp | 71.9%+8.1pp | 80.3%-0.3pp |
| Annual return | 12.94% | 154.50%-141.6pp | 107.42%-94.5pp | 551.85%-538.9pp |
| Employer contribution / active EE | $1,711 | $4,355-60.7% | $3,471-50.7% | $4,662-63.3% |
| Participant deferral / active EE | $5,670 | $6,175-8.2% | $4,996+13.5% | $6,690-15.2% |
| Admin fee / account holder | $1,440 | $12,224-88.2% | $9,445-84.8% | $13,392-89.2% |