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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,244 | $141,004-49.5% | $112,273-36.5% | $139,456-48.9% |
| Participation rate | 80.0% | 79.2%+0.8pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 16.70% | 32.75%-16.1pp | 30.23%-13.5pp | 373.45%-356.7pp |
| Employer contribution / active EE | $1,186 | $4,285-72.3% | $3,431-65.4% | $4,753-75.0% |
| Participant deferral / active EE | $4,104 | $5,878-30.2% | $4,800-14.5% | $6,711-38.8% |
| Admin fee / account holder | $577 | $9,959-94.2% | $7,752-92.6% | $11,407-94.9% |