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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,260 | $172,111-83.0% | $150,298-80.5% | $137,256-78.7% |
| Participation rate | 92.3% | 81.7%+10.6pp | 77.8%+14.5pp | 80.0%+12.3pp |
| Annual return | 23.04% | 69.37%-46.3pp | 62.79%-39.7pp | 220.34%-197.3pp |
| Employer contribution / active EE | $6,110 | $4,636+31.8% | $4,154+47.1% | $4,156+47.0% |
| Participant deferral / active EE | $11,053 | $6,166+79.3% | $5,453+102.7% | $6,407+72.5% |
| Admin fee / account holder | $1,662 | $16,471-89.9% | $14,116-88.2% | $12,270-86.5% |