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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,260 | $174,379-83.2% | $152,093-80.8% | $138,895-78.9% |
| Participation rate | 92.3% | 81.6%+10.7pp | 77.8%+14.5pp | 79.9%+12.4pp |
| Annual return | 23.04% | 74.86%-51.8pp | 66.36%-43.3pp | 145.39%-122.4pp |
| Employer contribution / active EE | $6,110 | $4,652+31.3% | $4,175+46.3% | $4,194+45.7% |
| Participant deferral / active EE | $11,053 | $6,159+79.5% | $5,451+102.8% | $6,396+72.8% |
| Admin fee / account holder | $1,662 | $16,880-90.2% | $14,497-88.5% | $12,562-86.8% |