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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,448 | $135,645-17.8% | $110,243+1.1% | $135,380-17.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.38% | 513.24%-518.6pp | 314.76%-320.1pp | 519.81%-525.2pp |
| Employer contribution / active EE | $8,560 | $4,907+74.5% | $3,827+123.7% | $4,779+79.1% |
| Participant deferral / active EE | $4,650 | $5,507-15.6% | $4,672-0.5% | $5,609-17.1% |
| Admin fee / account holder | $1,054 | $11,458-90.8% | $8,548-87.7% | $10,828-90.3% |