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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,743 | $154,209+22.4% | $130,062+45.1% | $139,487+35.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 9.85% | 32.52%-22.7pp | -137.37%+147.2pp | 373.84%-364.0pp |
| Employer contribution / active EE | $10,599 | $5,292+100.3% | $4,322+145.2% | $4,755+122.9% |
| Participant deferral / active EE | $7,433 | $6,709+10.8% | $5,821+27.7% | $6,713+10.7% |
| Admin fee / account holder | $1,441 | $13,988-89.7% | $10,601-86.4% | $11,407-87.4% |