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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,927 | $144,130-25.8% | $117,861-9.3% | $147,586-27.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 10.19% | 531.20%-521.0pp | 335.11%-324.9pp | 578.59%-568.4pp |
| Employer contribution / active EE | $7,214 | $4,897+47.3% | $3,786+90.5% | $4,876+47.9% |
| Participant deferral / active EE | $3,963 | $5,316-25.5% | $4,482-11.6% | $5,439-27.1% |
| Admin fee / account holder | $1,022 | $10,887-90.6% | $8,021-87.3% | $10,886-90.6% |