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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,207 | $162,821-82.7% | $133,978-78.9% | $158,982-82.3% |
| Participation rate | 60.0% | 83.2%-23.2pp | 79.8%-19.8pp | 82.0%-22.0pp |
| Annual return | 21.77% | 41.95%-20.2pp | 45.10%-23.3pp | 302.99%-281.2pp |
| Employer contribution / active EE | $3,524 | $4,976-29.2% | $3,919-10.1% | $4,763-26.0% |
| Participant deferral / active EE | $5,028 | $5,910-14.9% | $5,047-0.4% | $5,983-16.0% |
| Admin fee / account holder | $24 | $11,742-99.8% | $8,930-99.7% | $11,252-99.8% |