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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,142 | $152,619-89.4% | $125,195-87.1% | $152,909-89.4% |
| Participation rate | 60.0% | 83.3%-23.3pp | 79.8%-19.8pp | 82.5%-22.5pp |
| Annual return | 28.92% | 54.85%-25.9pp | 43.79%-14.9pp | 345.46%-316.5pp |
| Employer contribution / active EE | $2,838 | $4,947-42.6% | $3,866-26.6% | $4,764-40.4% |
| Participant deferral / active EE | $3,924 | $5,869-33.1% | $4,937-20.5% | $5,851-32.9% |
| Admin fee / account holder | $22 | $13,437-99.8% | $9,704-99.8% | $11,601-99.8% |