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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,786 | $131,835-97.1% | $108,582-96.5% | $273,972-98.6% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.6%-4.6pp | 83.0%-8.0pp |
| Annual return | 3.54% | -91.57%+95.1pp | -51.70%+55.2pp | 41.46%-37.9pp |
| Employer contribution / active EE | $2,030 | $4,913-58.7% | $3,758-46.0% | $4,869-58.3% |
| Participant deferral / active EE | $2,428 | $5,127-52.6% | $4,311-43.7% | $5,287-54.1% |
| Admin fee / account holder | $40,906 | $10,253+299.0% | $7,645+435.1% | $10,133+303.7% |