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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,336 | $217,432+69.4% | $185,849+98.2% | $167,536+119.9% |
| Participation rate | 60.0% | 86.1%-26.1pp | 81.7%-21.7pp | 82.1%-22.1pp |
| Annual return | 16.60% | 148.42%-131.8pp | 122.10%-105.5pp | 478.82%-462.2pp |
| Employer contribution / active EE | $2,028 | $5,875-65.5% | $5,169-60.8% | $4,839-58.1% |
| Participant deferral / active EE | $2,588 | $6,357-59.3% | $5,569-53.5% | $6,342-59.2% |
| Admin fee / account holder | $8 | $19,818-100.0% | $16,244-100.0% | $12,315-99.9% |