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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,567 | $202,342+76.7% | $172,752+107.0% | $152,897+133.9% |
| Participation rate | 40.0% | 87.1%-47.1pp | 82.6%-42.6pp | 82.5%-42.5pp |
| Annual return | 26.58% | 1029.83%-1003.2pp | 802.97%-776.4pp | 345.43%-318.9pp |
| Employer contribution / active EE | $1,630 | $5,858-72.2% | $5,144-68.3% | $4,764-65.8% |
| Participant deferral / active EE | $2,135 | $5,948-64.1% | $5,198-58.9% | $5,851-63.5% |
| Admin fee / account holder | $0 | $17,111-100.0% | $13,955-100.0% | $11,599-100.0% |