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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,073 | $167,362+17.2% | $143,799+36.4% | $134,532+45.7% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -32.32% | 0.47%-32.8pp | -0.04%-32.3pp | 418.27%-450.6pp |
| Employer contribution / active EE | $3,263 | $5,620-41.9% | $4,952-34.1% | $4,741-31.2% |
| Participant deferral / active EE | $4,013 | $6,447-37.8% | $5,638-28.8% | $6,401-37.3% |
| Admin fee / account holder | $76 | $18,094-99.6% | $14,677-99.5% | $11,429-99.3% |