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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,465 | $102,382+8.9% | $147,005-24.2% | $80,874+37.8% |
| Participation rate | 74.6% | 75.8%-1.2pp | 82.2%-7.5pp | 67.6%+7.0pp |
| Annual return | 13.07% | 134.89%-121.8pp | 418.76%-405.7pp | 35.62%-22.6pp |
| Employer contribution / active EE | $2,668 | $3,715-28.2% | $4,934-45.9% | $2,756-3.2% |
| Participant deferral / active EE | $5,032 | $6,646-24.3% | $8,070-37.6% | $4,297+17.1% |
| Admin fee / account holder | $8,112 | $7,942+2.1% | $13,006-37.6% | $6,935+17.0% |