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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,465 | $102,429+8.8% | $147,096-24.2% | $80,925+37.7% |
| Participation rate | 74.6% | 75.9%-1.2pp | 82.2%-7.5pp | 67.7%+7.0pp |
| Annual return | 13.07% | 135.02%-122.0pp | 419.75%-406.7pp | 35.65%-22.6pp |
| Employer contribution / active EE | $2,668 | $3,716-28.2% | $4,936-45.9% | $2,756-3.2% |
| Participant deferral / active EE | $5,032 | $6,649-24.3% | $8,071-37.7% | $4,299+17.1% |
| Admin fee / account holder | $8,112 | $7,957+2.0% | $13,005-37.6% | $6,940+16.9% |