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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA RETRMNT SOLUTIONS, LLC Service code 15 · EIN 13-3689044 | Recordkeeping | $43,949 |
CETERA ADVISOR NETWORKS LLC5+ years Filed as: CETERA RETIREMENT PLAN SPECIALISTS Service code 15 · EIN 94-2279761 | Recordkeeping | $13,226 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY GLOBAL BANKING OPERA Service code 27 · EIN 26-4310632 | Advisory (Plan) | $6,790 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,003 | $30,107-63.5% | $61,501-82.1% | $64,824-83.0% |
| Participation rate | 67.2% | 36.4%+30.8pp | 52.6%+14.6pp | 71.5%-4.3pp |
| Annual return | -16.98% | -13.99%-3.0pp | 339.04%-356.0pp | 32.84%-49.8pp |
| Employer contribution / active EE | $11 | $537-97.9% | $1,160-99.0% | $2,507-99.6% |
| Participant deferral / active EE | $693 | $1,126-38.5% | $2,125-67.4% | $4,311-83.9% |
| Admin fee / account holder | $274 | $148+84.8% | $2,132-87.1% | $188+45.8% |