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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,370 | $155,555-84.3% | $146,866-83.4% | $155,188-84.3% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.5%-15.8pp | 80.8%-14.1pp |
| Annual return | 14.92% | 115.41%-100.5pp | 102.85%-87.9pp | 148.84%-133.9pp |
| Employer contribution / active EE | $7,549 | $4,647+62.5% | $4,425+70.6% | $4,248+77.7% |
| Participant deferral / active EE | $29,154 | $8,044+262.4% | $7,759+275.7% | $6,531+346.4% |
| Admin fee / account holder | $33,069 | $14,755+124.1% | $13,620+142.8% | $14,480+128.4% |