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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,370 | $154,228-84.2% | $145,433-83.2% | $137,256-82.2% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 14.92% | 74.59%-59.7pp | 66.58%-51.7pp | 220.34%-205.4pp |
| Employer contribution / active EE | $7,549 | $4,804+57.1% | $4,554+65.7% | $4,156+81.6% |
| Participant deferral / active EE | $29,154 | $8,216+254.8% | $7,897+269.2% | $6,407+355.1% |
| Admin fee / account holder | $33,069 | $14,344+130.6% | $13,129+151.9% | $12,270+169.5% |