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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,370 | $162,136-85.0% | $152,301-84.0% | $154,746-84.3% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 14.92% | 91.02%-76.1pp | 80.50%-65.6pp | 172.34%-157.4pp |
| Employer contribution / active EE | $7,549 | $4,890+54.4% | $4,624+63.2% | $4,379+72.4% |
| Participant deferral / active EE | $29,154 | $8,341+249.5% | $8,004+264.3% | $6,730+333.2% |
| Admin fee / account holder | $33,069 | $15,759+109.8% | $14,398+129.7% | $14,365+130.2% |