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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,487 | $29,319+24.4% | $52,425-30.4% | $82,448-55.7% |
| Participation rate | 80.0% | 46.9%+33.1pp | 55.6%+24.4pp | 68.1%+11.9pp |
| Annual return | 15.83% | 535.20%-519.4pp | 302.12%-286.3pp | 41.64%-25.8pp |
| Employer contribution / active EE | $750 | $586+27.8% | $914-18.0% | $2,551-70.6% |
| Participant deferral / active EE | $2,118 | $1,171+80.8% | $1,790+18.3% | $4,139-48.8% |
| Admin fee / account holder | $2,193 | $1,962+11.8% | $2,495-12.1% | $7,234-69.7% |