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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,487 | $28,624+27.5% | $53,647-32.0% | $82,637-55.8% |
| Participation rate | 80.0% | 47.3%+32.7pp | 56.3%+23.7pp | 68.1%+11.9pp |
| Annual return | 15.83% | 664.98%-649.2pp | 358.33%-342.5pp | 53.51%-37.7pp |
| Employer contribution / active EE | $750 | $637+17.7% | $962-22.1% | $2,552-70.6% |
| Participant deferral / active EE | $2,118 | $1,196+77.1% | $1,813+16.8% | $4,126-48.7% |
| Admin fee / account holder | $2,193 | $2,022+8.5% | $2,460-10.9% | $7,339-70.1% |