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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,871 | $45,126-38.2% | $85,187-67.3% | $74,459-62.6% |
| Participation rate | 19.2% | 49.4%-30.1pp | 67.5%-48.3pp | 67.2%-48.0pp |
| Annual return | 16.61% | 26.30%-9.7pp | 66.67%-50.1pp | 1369.70%-1353.1pp |
| Employer contribution / active EE | $905 | $1,460-38.0% | $2,732-66.9% | $2,626-65.5% |
| Participant deferral / active EE | $1,561 | $2,738-43.0% | $4,525-65.5% | $4,350-64.1% |
| Admin fee / account holder | $1,300 | $2,212-41.2% | $6,162-78.9% | $1,945-33.2% |