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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,871 | $45,043-38.1% | $85,063-67.2% | $74,400-62.5% |
| Participation rate | 19.2% | 49.4%-30.1pp | 67.5%-48.3pp | 67.2%-48.0pp |
| Annual return | 16.61% | 26.26%-9.6pp | 66.54%-49.9pp | 1367.51%-1350.9pp |
| Employer contribution / active EE | $905 | $1,458-37.9% | $2,727-66.8% | $2,624-65.5% |
| Participant deferral / active EE | $1,561 | $2,733-42.9% | $4,523-65.5% | $4,348-64.1% |
| Admin fee / account holder | $1,300 | $2,210-41.2% | $6,155-78.9% | $1,944-33.1% |