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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,301 | $37,440-80.5% | $77,081-90.5% | $66,930-89.1% |
| Participation rate | 18.4% | 52.9%-34.5pp | 67.9%-49.5pp | 69.8%-51.4pp |
| Annual return | 0.00% | -3.26%+3.3pp | 42.33%-42.3pp | 1.57%-1.6pp |
| Employer contribution / active EE | $392 | $1,534-74.4% | $2,813-86.1% | $2,545-84.6% |
| Participant deferral / active EE | $855 | $2,620-67.4% | $4,428-80.7% | $4,238-79.8% |
| Admin fee / account holder | $0 | $568-100.0% | $5,427-100.0% | $593-100.0% |