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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,723 | $60,454-85.6% | $81,844-89.3% | $74,459-88.3% |
| Participation rate | 82.3% | 63.0%+19.3pp | 72.4%+9.9pp | 67.2%+15.1pp |
| Annual return | 13.86% | 16.87%-3.0pp | 778.87%-765.0pp | 1369.70%-1355.8pp |
| Employer contribution / active EE | $1,898 | $2,630-27.8% | $2,916-34.9% | $2,626-27.7% |
| Participant deferral / active EE | $3,439 | $3,398+1.2% | $4,323-20.5% | $4,350-20.9% |
| Admin fee / account holder | $150 | $1,490-90.0% | $7,355-98.0% | $1,945-92.3% |