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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,723 | $60,305-85.5% | $81,780-89.3% | $74,400-88.3% |
| Participation rate | 82.3% | 62.9%+19.4pp | 72.4%+9.9pp | 67.2%+15.1pp |
| Annual return | 13.86% | 16.89%-3.0pp | 776.27%-762.4pp | 1367.51%-1353.6pp |
| Employer contribution / active EE | $1,898 | $2,623-27.6% | $2,914-34.9% | $2,624-27.7% |
| Participant deferral / active EE | $3,439 | $3,390+1.4% | $4,321-20.4% | $4,348-20.9% |
| Admin fee / account holder | $150 | $1,484-89.9% | $7,384-98.0% | $1,944-92.3% |