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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,723 | $60,261-85.5% | $81,783-89.3% | $74,546-88.3% |
| Participation rate | 82.3% | 62.9%+19.4pp | 72.4%+9.9pp | 67.2%+15.1pp |
| Annual return | 13.86% | 16.88%-3.0pp | 775.05%-761.2pp | 1366.03%-1352.2pp |
| Employer contribution / active EE | $1,898 | $2,622-27.6% | $2,913-34.8% | $2,624-27.7% |
| Participant deferral / active EE | $3,439 | $3,388+1.5% | $4,320-20.4% | $4,347-20.9% |
| Admin fee / account holder | $150 | $1,482-89.9% | $7,380-98.0% | $1,944-92.3% |