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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,746 | $58,264-86.7% | $86,617-91.1% | $71,495-89.2% |
| Participation rate | 85.6% | 65.0%+20.6pp | 71.7%+13.9pp | 67.9%+17.7pp |
| Annual return | 68.99% | 21.63%+47.4pp | 591.91%-522.9pp | 28.85%+40.1pp |
| Employer contribution / active EE | $2,099 | $2,574-18.5% | $3,023-30.6% | $2,589-19.0% |
| Participant deferral / active EE | $4,164 | $3,436+21.2% | $4,437-6.2% | $4,291-3.0% |
| Admin fee / account holder | $1,249 | $1,057+18.2% | $5,613-77.7% | $1,588-21.3% |