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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,783 | $58,234-55.7% | $81,783-68.5% | $80,874-68.1% |
| Participation rate | 61.1% | 63.4%-2.3pp | 72.4%-11.2pp | 67.6%-6.5pp |
| Annual return | 11.64% | 41.70%-30.1pp | 775.05%-763.4pp | 35.62%-24.0pp |
| Employer contribution / active EE | $1,440 | $2,341-38.5% | $2,913-50.5% | $2,756-47.7% |
| Participant deferral / active EE | $2,337 | $3,283-28.8% | $4,320-45.9% | $4,297-45.6% |
| Admin fee / account holder | $949 | $4,982-80.9% | $7,380-87.1% | $6,935-86.3% |