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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,783 | $58,275-55.8% | $81,844-68.5% | $80,935-68.1% |
| Participation rate | 61.1% | 63.5%-2.4pp | 72.4%-11.3pp | 67.7%-6.6pp |
| Annual return | 11.64% | 41.82%-30.2pp | 778.87%-767.2pp | 35.66%-24.0pp |
| Employer contribution / active EE | $1,440 | $2,346-38.6% | $2,916-50.6% | $2,757-47.7% |
| Participant deferral / active EE | $2,337 | $3,285-28.9% | $4,323-46.0% | $4,299-45.6% |
| Admin fee / account holder | $949 | $4,749-80.0% | $7,355-87.1% | $6,924-86.3% |