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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,685 | $54,357-71.1% | $82,706-81.0% | $68,495-77.1% |
| Participation rate | 88.9% | 63.9%+25.0pp | 72.6%+16.3pp | 67.9%+21.0pp |
| Annual return | -20.23% | -13.67%-6.6pp | 701.76%-722.0pp | -7.84%-12.4pp |
| Employer contribution / active EE | $1,421 | $2,218-35.9% | $3,007-52.7% | $2,596-45.3% |
| Participant deferral / active EE | $2,640 | $3,246-18.7% | $4,394-39.9% | $4,028-34.4% |
| Admin fee / account holder | $2,030 | $4,396-53.8% | $5,329-61.9% | $5,403-62.4% |