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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,022 | $81,331-61.9% | $155,534-80.1% | $80,935-61.7% |
| Participation rate | 57.1% | 66.3%-9.1pp | 78.2%-21.1pp | 67.7%-10.5pp |
| Annual return | 21.07% | 33.37%-12.3pp | 64.92%-43.8pp | 35.66%-14.6pp |
| Employer contribution / active EE | $1,260 | $3,105-59.4% | $4,675-73.1% | $2,757-54.3% |
| Participant deferral / active EE | $4,351 | $3,454+26.0% | $5,630-22.7% | $4,299+1.2% |
| Admin fee / account holder | $196 | $7,999-97.5% | $15,900-98.8% | $6,924-97.2% |