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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,485 | $73,848-87.2% | $143,799-93.4% | $68,486-86.1% |
| Participation rate | 35.1% | 66.7%-31.5pp | 80.3%-45.2pp | 67.9%-32.8pp |
| Annual return | -299.53% | 0.91%-300.4pp | -0.04%-299.5pp | -7.85%-291.7pp |
| Employer contribution / active EE | $654 | $3,184-79.4% | $4,952-86.8% | $2,597-74.8% |
| Participant deferral / active EE | $4,053 | $3,385+19.7% | $5,638-28.1% | $4,028+0.6% |
| Admin fee / account holder | $49 | $5,755-99.1% | $14,677-99.7% | $5,404-99.1% |