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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,270 | $147,556-93.7% | $129,031-92.8% | $198,609-95.3% |
| Participation rate | 90.9% | 77.2%+13.7pp | 73.4%+17.6pp | 82.4%+8.5pp |
| Annual return | 18.55% | 37.41%-18.9pp | 34.67%-16.1pp | 202.70%-184.1pp |
| Employer contribution / active EE | $903 | $3,645-75.2% | $3,226-72.0% | $5,055-82.1% |
| Participant deferral / active EE | $5,152 | $5,760-10.6% | $5,217-1.3% | $6,977-26.2% |
| Admin fee / account holder | $1,737 | $15,467-88.8% | $13,208-86.8% | $19,030-90.9% |