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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,815 | $93,098-94.8% | $77,081-93.8% | $134,509-96.4% |
| Participation rate | 91.7% | 74.5%+17.2pp | 67.9%+23.8pp | 81.2%+10.4pp |
| Annual return | 0.00% | 62.63%-62.6pp | 42.33%-42.3pp | 418.13%-418.1pp |
| Employer contribution / active EE | $1,178 | $3,419-65.6% | $2,813-58.1% | $4,741-75.2% |
| Participant deferral / active EE | $7,291 | $5,239+39.2% | $4,428+64.7% | $6,400+13.9% |
| Admin fee / account holder | $1,236 | $6,945-82.2% | $5,427-77.2% | $11,427-89.2% |