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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO ADVISORS, ISG Service code 27 · EIN 56-0898180 | Advisory (Plan) | $75,929 |
WELLS FARGO BANK, N.A.2+ years Filed as: WELLS FARGO BANK, NA Service code 15 · EIN 94-1347393 299 SOUTH MAIN, 5TH FLOOR · SALT LAKE CITY, UT 84111 | Recordkeeping | $27,754 |
THE KARRAS COMPANY2+ years Service code 26 4695 SOUTH 1900 WEST · ROY, UT 84067 | Advisory (Participants) | $15,499 |
GASBER FINANCIAL ADVISORS2+ years Filed as: GASBER FINANCIAL ADVISORS, INC Service code 26 81 BLUE RAVINE ROAD · FOLSOM, CA 95630 | Advisory (Participants) | $12,855 |
JEFF BARNES1 year Filed as: JEFF SOUTHWICK Service code 99 | Other Fees | $8,560 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,477 | $36,916+334.7% | $156,551+2.5% | $57,658+178.3% |
| Participation rate | 98.1% | 63.4%+34.7pp | 84.0%+14.1pp | 70.2%+27.9pp |
| Annual return | 7.34% | 12.38%-5.0pp | 32.23%-24.9pp | 5.13%+2.2pp |
| Employer contribution / active EE | $14,527 | $1,571+824.9% | $5,501+164.1% | $1,974+636.0% |
| Participant deferral / active EE | $2,891 | $1,926+50.1% | $4,871-40.7% | $3,061-5.5% |
| Admin fee / account holder | $433 | $82+425.0% | $13,028-96.7% | $95+358.1% |