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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO ADVISORS Service code 27 · EIN 34-1542819 | Advisory (Plan) | $36,209 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $18,800 |
WELLS FARGO BANK, N.A.4 years Service code 15 · EIN 94-1347393 | Recordkeeping | $14,673 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,170 | $95,406+66.8% | $185,849-14.4% | $85,847+85.4% |
| Participation rate | 93.0% | 68.8%+24.2pp | 81.7%+11.2pp | 69.3%+23.6pp |
| Annual return | 13.20% | 23.59%-10.4pp | 122.10%-108.9pp | 318.61%-305.4pp |
| Employer contribution / active EE | $12,221 | $3,314+268.8% | $5,169+136.4% | $2,565+376.4% |
| Participant deferral / active EE | $6,824 | $3,424+99.3% | $5,569+22.5% | $3,952+72.7% |
| Admin fee / account holder | $365 | $7,214-94.9% | $16,244-97.8% | $6,261-94.2% |