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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $50,621 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,825 | $73,863+83.9% | $143,797-5.5% | $68,490+98.3% |
| Participation rate | 97.3% | 66.7%+30.6pp | 80.3%+17.0pp | 67.9%+29.4pp |
| Annual return | -16.25% | 0.91%-17.2pp | -0.04%-16.2pp | -7.85%-8.4pp |
| Employer contribution / active EE | $13,156 | $3,185+313.1% | $4,952+165.7% | $2,597+406.6% |
| Participant deferral / active EE | $6,736 | $3,385+99.0% | $5,638+19.5% | $4,028+67.2% |
| Admin fee / account holder | $386 | $5,756-93.3% | $14,679-97.4% | $5,403-92.8% |