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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,718 | $98,766-21.3% | $149,730-48.1% | $79,852-2.7% |
| Participation rate | 66.7% | 75.8%-9.1pp | 82.5%-15.8pp | 69.6%-3.0pp |
| Annual return | 15.22% | 27.43%-12.2pp | 276.70%-261.5pp | 31.72%-16.5pp |
| Employer contribution / active EE | $2,570 | $3,217-20.1% | $4,645-44.7% | $2,471+4.0% |
| Participant deferral / active EE | $3,529 | $5,681-37.9% | $6,843-48.4% | $3,740-5.7% |
| Admin fee / account holder | $11,632 | $6,052+92.2% | $9,310+24.9% | $5,306+119.2% |