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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,327 | $85,766+10.0% | $136,298-30.8% | $70,126+34.5% |
| Participation rate | 88.0% | 74.2%+13.8pp | 81.9%+6.1pp | 69.5%+18.5pp |
| Annual return | 15.95% | 31.46%-15.5pp | 5156.27%-5140.3pp | 73.15%-57.2pp |
| Employer contribution / active EE | $2,124 | $2,966-28.4% | $4,696-54.8% | $2,343-9.3% |
| Participant deferral / active EE | $3,606 | $5,051-28.6% | $6,247-42.3% | $3,332+8.2% |
| Admin fee / account holder | $2,758 | $5,421-49.1% | $9,244-70.2% | $4,645-40.6% |