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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,131 | $135,956-39.6% | $123,894-33.7% | $273,972-70.0% |
| Participation rate | 87.0% | 84.1%+2.9pp | 81.4%+5.5pp | 83.0%+3.9pp |
| Annual return | 6.35% | 56.63%-50.3pp | 47.52%-41.2pp | 41.46%-35.1pp |
| Employer contribution / active EE | $2,748 | $5,170-46.8% | $4,617-40.5% | $4,869-43.6% |
| Participant deferral / active EE | $4,542 | $6,343-28.4% | $5,984-24.1% | $5,287-14.1% |
| Admin fee / account holder | $5,963 | $9,817-39.3% | $8,357-28.6% | $10,133-41.1% |